Car accident claims are when drivers request financial compensation from insurance companies. The money is meant to cover damages from serious car crashes that often result in bodily injuries. However, not every car accident claim is equal, and some people have a stronger case than others.
Now, you’re likely wondering what circumstances will necessitate the process of filing a car accident claim. Our car accident attorneys can explain some basics and focus on factors that can strengthen your car accident claim. Here’s what you need to know:
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Key Things to Know About a Car Accident Claims
First and foremost, personal injury claims depend on the extent and severity of the damage caused by the accident. Also, the insurance company that you choose to file your claim with depends on several factors, including:
- Who/what caused the accident
- Who has insurance coverage
- The type of coverage you have
Filing a car accident claim requires you to submit the information that’s relevant to your case. This includes different types of documentation, such as police reports, auto repair expenses, and hospital bills.
The Other Driver Caused the Accident
At-fault drivers will often try to persuade you not to involve the insurance companies. They’ll promise to pay the damages in full. However, you should never do this because it will complicate the process of filing a car accident claim. The other driver will also argue that they’re not responsible for the damages, even if they’re at fault.
Even if you sustained minor damage to your vehicle, you shouldn’t agree to anything with the other driver and you shouldn’t accept the first settlement offer from the insurance company. They’ll provide you with misleading information to escape the consequences in many situations. Filing a car accident claim protects you from anyone trying to scam their way out of covering the damages.
You Sought Medical Attention
Obtaining treatment for your injuries also indicates that you should file a car accident claim. The physician who’s treating you will also likely suggest that you take legal action, especially if it’ll take time for you to make a full recovery. The impact that the accident has on your well-being also determines the amount of money you can recover.
If your symptoms don’t go away, you may need a second opinion from a different doctor. You should always keep a record of all the injuries and symptoms you experience after the accident. A thorough medical record is a key factor in recovering the maximum compensation.
Should You Wait to File a Claim?
Absolutely not – you should take action immediately and never delay the process. For example, the injuries you suffered from the accident may not be immediately apparent. However, after a few weeks, you could suddenly notice that you’re experiencing a lot of pain. If you wait to file your car accident claim, insurance companies will try to deny that the accident had anything to do with your injuries.
Hire a Car Accident Attorney to Help You File a Car Accident Claim
Here at HHJ Trial Attorneys in San Diego, we know that the average car accident claim covers all the damages from the accident. This includes your medical bills, loss of income, and the pain and suffering you experienced. Schedule an appointment with us today, and we can begin reviewing the facts of your case.
Testimonial from Trevor, Injured Car Accident Victim
Michael and the HHJ staff were extremely helpful from the start of my case less than a year ago. From the time I had my accident, to having doctor appointments set up to the final conclusion, it couldn’t have been a smoother process from beginning to end. Michael is very detailed and organized and always has your best interest at heart. He is very responsive and is always on top of it. I didn’t have to do much other than show up to my doctor appts and respond with info that was needed. I would without a beat use Michael and his team again if needed. HHJ is the best in Southern California!