$100,000 Policy Limits Settlement for a Failure-to-Yield Collision

HHJ Trial Attorneys Secured $100,000 Policy Limits Settlement for a Failure-to-Yield Collision

head on car accident
Founding partner of HHJ Trial Attorneys Elliott Jung black and white portrait

Gerry Spence Trial Lawyers College

head on car accident

Date of Collision: December 12, 2025 – Oceanside, San Diego County
Settlement: $100,000 (policy limits)
Settlement Date: September 11, 2026

Case Overview

Claimant 1 was traveling through Oceanside when the defendant abruptly pulled out of a commercial parking lot into the roadway. Oncoming traffic left no room to swerve, resulting in a violent front-end impact. HHJ Trial Attorneys, San Diego’s top car accident law firm, represented the claimant and secured the full $100,000 policy limits.

How the Collision Happened

The defendant negligently pulled out of a commercial parking lot directly into oncoming traffic, failing to yield the right-of-way and causing a severe front-end collision with the claimant’s vehicle.

Injuries Sustained

The claimant suffered extensive multi-level injuries, including:

Cervical Spine: Disc protrusions from C3 through C7 with annular fissures and tears and mild spinal canal stenosis.

Lumbar Spine: Disc protrusions from L3 through S1 with acute annular ruptures and tears, nerve root impingement and abutment, and moderate neural foraminal narrowing.

Right Shoulder: Partial rotator cuff tears (supraspinatus, infraspinatus, subscapularis), bicipital tendinosis, a grade 1 AC injury, subacromial/subdeltoid bursitis, and labral tears.

Left Shoulder: Partial rotator cuff tears, a split tear of the long head of the biceps, a grade 1 AC injury, subacromial/subdeltoid bursitis, and labral tears.

Additional Injuries: Cervical strain, cervicalgia, lumbar radiculitis, myofascial pain syndrome, post-traumatic headaches, and accident-related anxiety.

How the Case Was Resolved

HHJ Trial Attorneys issued a comprehensive, time-limited demand package to the defendant’s insurer, securing the full $100,000 policy limits prior to litigation.

Result

Total Recovery: $100,000 – the full policy limits.

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