You recently sustained multiple injuries in a serious accident, and you are seeking compensation for the damages. Now the time has come to file a claim against the insurance company, but you believe that you can negotiate a settlement all on your own. It’s strongly advised that you hire a personal injury lawyer to oversee the claim process.
Here are five ways in which you could jeopardize your settlement when representing yourself in an insurance claim:
#1 – Agreeing to a settlement prematurely
When it comes to filing a personal injury claim on your own, the biggest fear is that you will settle for much less money than you deserve. Without the assistance of a personal injury lawyer, you could end up losing out on compensation to cover your medical expenses and other damages stemming from the accident. An attorney would also communicate with the insurance company directly and will represent your best interests while negotiating a settlement.
#2 – You don’t possess the legal training to argue your case
Personal injury claims don’t always fall into the same category, and you must satisfy certain legal requirements to move forward with your case. The circumstances of the accident also play a huge role in how your claim will unfold, which is why you need a lawyer to assess your case and determine the best course of action. Attorneys possess all the legal training and resources to ensure that you can recover compensation for your injuries and other damages.
#3 – There is a lot at stake, and you shouldn’t risk anything
Perhaps you already know what your settlement is worth, but you still have to prove that the negligent party is responsible for your injuries. Why leave anything to chance? A personal injury lawyer in San Diego knows your rights and can build a case that will bring about a legally favorable outcome.
Related post: 3 Ways to Know If You Have a Personal Injury Claim
#4 – It can take months to negotiate a settlement
It takes a lot of time and patience to settle your case, which will require you to be persistent and maintain a positive attitude throughout the entire process. The insurance companies know how the legal system works, and they are likely going to pull out all of the stops. They want to test you and see how far you are willing to go before you decide to settle for less money than what you deserve.
#5 – The problem with liability…
You are absolutely certain that the negligent party is liable for your injuries and other damages. However, the at-fault driver and the insurance company both have a right to deny responsibility. They may decide that you don’t have enough evidence to support your personal injury claim, which will make it more difficult to prove negligence.
Ultimately, you have to prove that your claim is valid from a legal perspective, which requires you to obtain evidence of your injuries and damages that were a result of the accident. A personal injury lawyer can collect information from eyewitnesses and experts while also accessing your medical records and obtaining photographic images of the crash. They are going to bolster your case so that the insurance company cannot legally deny responsibility.
Call HHJ Trial Attorneys in San Diego
Are you looking to settle your personal injury claim? Give us a call today and schedule an appointment with one of our personal injury attorneys in San Diego! We can review your case and determine the best way to obtain compensation for your injuries.
Testimonial from Emmett, Satisfied Personal Injury Client
I cannot tell you how positive my experience with Elliott Jung, Adam Hepburn, and Michael Hernandez was. Their professionalism is unmatched and the work ethic is something you do not come across everyday. They are available at all times and the caliber of work in their field as injury attorneys is special. Their aggressive negotiating skills and code of ethics are two of the many reasons why I would highly recommend this group to anyone in need. An amazing experience with the team!