How Do Adjusters Determine Who Is at Fault in a Car Accident?
A decision worth thousands of dollars is being made about you by someone you’ve never met, using a process you can’t see. It’s important to know that the claims adjusters working on your case don’t work for you; they work for the insurance company you’re claiming from. They may act like a friend who is […]
Can a Cosigner Be Sued for a Car Accident in California?
Many people believe that cosigning on a vehicle loan automatically makes them responsible for accidents involving that vehicle. That is not always true. California law recognizes the distinction between loan obligations and accident liability. If you have co-signed on a car and the driver causes an accident, you, as the co-signer, are not legally responsible. […]
Ways to Prove a Driver Was Distracted or Texting When They Hit You
The other driver’s head was down, their car drifted, and by the time they looked up, it was too late, and they crashed into you. But now they’re denying everything, and the insurance company won’t take your word for it. The stakes are very high, with the National Highway Traffic Safety Administration (NHTSA) reporting over […]
What Is the Average Payout for a Rear-End Collision?
You’ve just stopped at a red light when you suddenly feel a hard jolt from behind, and you know you’ve just been rear-ended. In the days following the crash, you learn how severe your injuries are. You’re wondering: what is a rear-end collision actually worth? The truth is that there is no single fixed payout […]
What to Do If You Hit a Parked Car
You’re in a San Diego parking lot trying to find an open spot. Suddenly, you feel a jolt and hear a thud. You just know you’ve hit a parked car. No one is around to see what happened, and the car is empty. You’re unsure of what to do, so the panic starts setting in. […]
Do Insurance Companies Cover Parking Lot Accidents?
Someone reverses directly into your car in a busy parking lot, leaving a considerable dent in your rear bumper and aggravating your chronic back pain. But do insurance companies cover parking lot accidents? Yes, generally insurance companies do cover parking lot accidents. However, payouts are based on fault allocation, specific policy terms, and the circumstances […]
What Happens If You Crash a Rental Car?
You feel the jolt throughout your body, hear a loud bang, and freeze. The car you just crashed is a rental, and the company already has your credit card on file. You don’t know whom to call first or what to say. Your head is spinning; you’re in shock. But the biggest worry is that […]
Accidents With Drug-Impaired Drivers in San Diego: What Injured Victims Need to Know
Maybe the officer didn’t arrest the other driver, and perhaps there was no breath test. It may also be that the word ‘drugs’ never came up in the brief report you saw. However, that doesn’t mean the impairment you suspect wasn’t there, and it certainly doesn’t mean you’re powerless. If you have reason to believe […]
Can I Lose My House Due to an At-Fault Car Accident?
You can lose your house as a result of an accident you caused, but it is rare. In specific financial and legal situations, the at-fault party may be unable to pay the injured person for their damages. If a crash causes catastrophic injuries and the victim is awarded damages that exceed your insurance limits, they […]
How Long Do Car Accidents Stay on Your Record in California?
In California, car accidents stay on your official DMV driving record for three years from the date of the collision. Incidents involving commercial vehicles or criminal charges like driving under the influence can stay on your record for up to ten years. It’s important to be aware of the repercussions after an accident, as a […]